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Money woes

My friend is using my gym debt to threaten me

DEAR DEIDRE: Someone who I thought was a friend, paid off my gym debt for me.

But one year on and I realise they simply wanted to make money out of me. 

I’ve repaid the debt three times over and he’s still demanding more and threatening to get me and mum kicked out of our home.

I’m a man of 28 and my mate is 31. We met at the gym. When I lost my job, he stepped in and paid my membership for another year because he said he wanted my company.

As I quickly got another job, I was able to repay him monthly. It was substantially more than if I’d been paying my monthly gym membership. 

Since then, he’s been demanding more and more money. He has taken my bank card four times ‘as insurance’ that I’ll pay him back. I know he’s used it to withdraw money from my account.

Our contract was written on a bit of note paper. He’s not signed anything when I’ve repaid any money back but I know I’ve paid back more than enough. When I argue with him, he says I’m taking the p***.

Now he’s threatening to get to my mother’s landlord and get us evicted.

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DEIDRE SAYS: On what grounds? He doesn’t have any clout where your mother’s landlord is concerned.

He is blackmailing you and he is breaking the law. You may find it difficult to prove it was him withdrawing money from your account if you gave him your PIN number but take a note of all the withdrawals you believe were by him and gather as much information as possible.

You need urgent help to stop these threats now. Contact Stop Loan Sharks (stoploansharks.co.uk/, 0300 555 2222) for advice.

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