- + What Is the 50/30/20 Budget Rule?—The 50/30/20 budget rule divides your after-tax income into three spending categories, allowing 50% for needs, 30% for wants and 20% for savings.
- + What Is Inflation, and What Is the Inflation Rate?—Inflation is the increase in prices of goods and services over time, causing your money to buy less; the annual inflation rate was 2.9% as of December...
- + Retirement Planning: Steps and 401(k) Contribution Limits for 2025—Here are five steps to retirement planning you can start anytime, plus the IRS 401(k) contribution limits for 2025 to know the maximum you can put tow...
- + Savings Bonds: How They Work and How to Cash Them In—Savings bonds pay interest every six months, and you can cash them in after one year through your bank or TreasuryDirect for paper bonds or TreasuryDi...
- + Glass-Steagall Act: Why Was It Repealed, and What Did It Do?—The Glass-Steagall Act was passed in 1933 to protect deposits from market crashes but was replaced in 1999 as a way to help banks better compete again...
- + Fed Puts Rates on Pause: What It Means for Your Savings —After three rate cuts in a row, the Federal Reserve kept its key interest rate steady in January despite President Donald Trump’s recent call for more...
- + Where Can You Send Money Online?—You can send money online — often quickly and easily — with digital payment services such as Zelle, PayPal and others, and here's how to pick one that...
- + How to Cash In Savings Bonds—You can cash in a savings bond after you have owned it for one year; redeem electronic bonds at treasurydirect.gov and paper bonds through your bank o...
- + Best Places to Spend Your Golden Years: Top Metros Ranked by Lifestyle, Cost and Health Care—A study looks at lifestyle, cost of living, medical quality and cost, and assisted care quality and availability to determine the best places to retir...
- + Roth vs. Traditional IRA: What’s the Difference?—A Roth IRA uses after-tax dollars, while a traditional IRA uses pretax dollars, and the individual retirement accounts (IRAs) have different rules and...
- + Apple Pay Review—Apple Pay allows you to use an Apple device instead of physical cards for purchases, but you'll need a backup payment method — and to avoid overspendi...
- + How Long Does It Take to Get a Tax Refund?—Most tax refunds filed online are issued in less than 21 calendar days, while taxpapers who file paper returns must wait four weeks or more, according...
- + Why You Need an Emergency Fund and How to Build It—An emergency fund can be built in five steps and provide a safety net for urgent expenses to help you avoid taking on debt or paying a penalty to cash...
- + How to Deposit Cash at an ATM—Yes, you can deposit cash at an ATM, but check with your bank first to find out which ATMs within its network accept cash deposits.
- + How to Start Saving Money—If you’re unsure how to start saving money, here are seven simple ways to get started and move closer to meeting your savings goals.
- + Brokered CDs vs. Bank CDs: 6 Major Differences Between Them —Brokered CDs provide higher yields and more flexibility than bank CDs, which come with simplicity and security for savings but also early withdrawal p...
- + Remitly Money Transfer Review—Remitly is an online service allowing users to send money internationally, and the cost to use it depends on the amount sent, payment method and deliv...
- + How to Save for Retirement at Any Age—To save for retirement at any age, consider how much you expect to spend in retirement, set aside a percentage of your gross income, and make saving a...
- + Treasury Bills (T-bills): What They Are and How to Buy Them—Treasury bills, or T-bills, are attractive investments because they are low risk — backed by the U.S. government — and easily sold for cash but also o...
- + How to Cancel a Check and Stop a Payment in 5 Steps—If you want to cancel a check and stop a payment, you must act quickly and notify your financial institution before the check has been processed or cl...
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