- + Strong Earnings, Asset Quality Put U.S. Banks on Solid Ground—U.S. banks have strong fundamentals, but regulators are keeping an eye on credit quality as delinquency rates rise for certain consumer and commercial...
- + The Evolution of Remote Work across Industries: From Potential to Practice—An analysis examines how various industries have realized their capacity for remote work—before the COVID-19 pandemic, during its height and in 2024.
- + Trends in Work from Home in the U.S.: Insights from Six Datasets—An analysis of survey data finds that WFH remains elevated from prepandemic levels, suggesting remote work is an enduring feature of the U.S. workfo...
- + Who Applies to and Enrolls at Selective Colleges?—Attending college is an investment in one’s human capital. But how does parental income impact where students apply and, ultimately, where they enroll...
- + Real-Time Insights into Consumption Growth Inequality since the Onset of COVID-19—An analysis of households with different spending levels finds that sharp disparities in real consumption growth arising after the onset of COVID-19 h...
- + What Happens to Expected Stock Volatility around Election Day?—Presidential elections create uncertainty about future economic policy that translates into volatility in asset prices. How has the VIX performed arou...
- + Regional Trends in Inflation and Nominal Wages—Because of local variations in inflation and nominal wage growth, regional real wage gains can differ, according to an analysis of the largest U.S. ci...
- + The Puzzle of Multinationals’ Profits: Why Tax Havens Yield Higher Returns—An analysis examines how U.S. multinationals’ tax and profit-shifting strategies might affect yields on direct investment in tax havens versus G7 econ...
- + Why Do WFH Workers Move?—Job opportunities have been a key reason why workers move to another state. What drives interstate migration for remote workers, who can do their jobs...
- + The Link between Falling Population and Productivity—From our Timely Topics podcast series: St. Louis Fed economist Juan Sánchez discusses his co-authored research on how population decline affects produ...
- + Examining Recent Patterns in Residential Building Permits—Where are America’s homes being built? This analysis looks at 2023 housing permits per capita in the country’s metropolitan and micropolitan statistic...
- + Cybersecurity, Regulation among Bankers’ Top Challenges—Cybersecurity and regulation are among the top challenges for community bankers in 2024, according to the latest CSBS Annual Survey of Community Banks...
- + Collect and Connect: Fed Librarians Bring Reserve Bank Research to a Global Audience—Fed librarians help connect readers with scholarly economic research from Reserve bank economists through a new monthly email digest of working papers...
- + How Lending Standards Change across the Business Cycle—Standards and terms for business loans ease during economic expansions and tighten during recessions. An analysis looks at why, and how these fluctuat...
- + Japan’s Consolidated Balance Sheet and Challenges for Monetary Policy—An analysis breaks down Japan’s consolidated balance sheet and considerations surrounding fiscal and monetary policies.
- + How Much Can Households Gain and Lose with Unexpected Inflation?—This analysis looks at how the 2021-22 inflation shock affected households based on their exposure to nominal assets and nominal liabilities.
- + The Type of Job Vacancy Matters When Reading the Beveridge Curve—From our Timely Topics podcast series: St. Louis Fed economist Paulina Restrepo-Echavarría discusses her co-authored research on the Beveridge curve a...
- + The Rise of Digital Advertising and Its Economic Implications—Growth in the digital advertising market has allowed big tech companies to better target consumer tastes, potentially increasing firms’ market power.
- + How Important Is Instructional Spending to College Students’ Future Earnings?—Do colleges that invest more in instructional spending—on faculty, libraries, science labs—offer an education that translates into higher earnings for...
- + AI Hype or Reality? Shifts in Corporate Investment after ChatGPT—An analysis of earnings calls shows a sharp rise in AI-related chatter among U.S. corporate executives. But this increase doesn’t appear to be matched...
- + AI Optimism and Uncertainty: What Can Earnings Calls Tell Us Post-ChatGPT?—An analysis of earnings calls shows that America’s corporate leaders are talking much more about AI. It also reveals an increase in perceived risk in ...
- + Higher Deposit Costs Continue to Challenge Banks—Though the Federal Reserve has begun its easing cycle, U.S. banks continue to face the impact of having to pay higher interest rates on their deposits...
- + The Recent Ins and Outs of Unemployment: Using Flows to Study Labor Market Dynamics—This analysis breaks down the flows into and out of unemployment to better understand what is driving the recent increase in the U.S. unemployment rat...
- + The Rapid Adoption of Generative AI—An analysis suggests that generative AI has been quickly and widely adopted at home and in the workplace, with about 40% of the U.S. population ages 1...
- + How Cheap Are U.S. Imports from China?—An analysis examines China’s price advantage in U.S. import markets relative to other countries and its role as the cheapest source for many products.
- + From Dating to Marriage: Has Online Dating Made a Difference?—Has online dating improved marriage matches? An economic model that examines partner selection shows minimal changes since 2008.
- + Trade Wars, Tech Rivalry and Geopolitical Tensions—An analysis of 'geopolitical distance' and exports highlights the links between geopolitical alignment and access to U.S. technology and goods.
- + The Costless Disinflation of 2022-24—An analysis examines changes in U.S. unemployment amid recent disinflation, comparing the episode with historical patterns and other countries’ experi...
- + “Bought on Behalf” vs. “Purchased by”: What Counts for Inflation?—Goods and services bought on behalf of consumers, such as health care, are weighted differently in the consumer price index and the personal consumpti...
- + The Changing Composition of Disability among America’s Workers—Employment has increased at a higher rate among the disabled population than the broader population since the onset of COVID-19. Which types of disabi...
- + Employment Trends before and after Business Expansion Peaks—Nonfarm payroll and civilian employment are two measures of the U.S. labor market. How do they behave in the months leading up to a business expansion...
- + Convergence or Divergence? A Look at GDP Growth across Richer and Poorer Countries—An analysis suggests the divergence in GDP growth per capita among richer and poorer countries has reversed since 2000, implying the latter are now ca...
- + Not Working, Out-of-School Young Adults in the U.S. by Race and Geography—An analysis examines the rates of U.S. young adults who aren’t in school or working—that is, “disconnected”—by where they live and by race and ethnici...
- + Wealth and Its Distribution: A Look at Asian American Households in 2022—Asian Americans typically had more wealth than other racial or ethnic groups, and that wealth was spread across a diverse range of financial and nonfi...
- + Pursuing a Career at the Corner of Economics and Journalism—Columnist Heather Long discusses her career in journalism, advice for young professionals and what helps bring diverse people to the field of economic...
- + Unpacking Discrepancies in American and Irish Royalty Reporting—Ireland’s elimination of a controversial tax avoidance strategy appears to be driving a recent increase in royalty payments from Ireland to the U.S.
- + Asian American Households Had More College Grads, Higher Incomes in 2022—Asian American households had more college grads and higher incomes than other racial and ethnic groups in 2022, per new data from the Federal Reserve...
- + Job Quits, New-Business Applications and the Postpandemic Pace of U.S. Business Formation—This analysis examines the relationship between job quits and new business applications since the emergence of COVID-19 and its implications for U.S. ...
- + Immigration Patterns across Selected U.S. States—An analysis looks at immigration levels over time, immigrants’ nations of origin, and immigrants’ educational attainment for the U.S. and selected U.S...
- + How Young Adults’ Homeownership Differs Across Generations—St. Louis Fed economist Victoria Gregory discusses her research on wealth, homeownership and location patterns for young adults from the baby boom to ...
- + Trends in Real Wage Growth among Union, Nonunion Workers—This analysis uses the employment cost index to compare the real wage growth of union and nonunion workers during the COVID-19 pandemic period.
- + Recent Trends in Banks’ Commercial Real Estate Exposure—U.S. bank holding companies that have the largest exposure to commercial real estate share some common characteristics. Our blog post explains.
- + Are Workers with a Disability Facing New Opportunities or New Challenges?—Employment levels for workers with a disability have grown in recent years. What might be driving this?
- + Beyond the Mean: Exploring Tail Risks in Inflation Expectations—An analysis of inflation expectations suggests that financial market participants see a 50% probability that CPI inflation could be higher than 2.5% o...
- + How Quickly Can Monthly Inflation Predict Annual Inflation?—How soon can economists predict inflation over a full year if they have only the first few months of data? This statistical analysis examines that que...
- + Homeownership Rates by Sexual Orientation, Gender Identity—Research by the Institute for Economic Equity finds LGBTQ+ adults have lower homeownership rates and are more likely to hold mortgages than non-LGBTQ+...
- + Does Worker Scarcity Spur Investment, Automation and Productivity? Evidence from Earnings Calls—An analysis suggests labor issues like higher wages and hiring difficulties have prompted some firms to invest in automation, leading to productivity ...
- + Can Earnings Calls Be Used to Gauge Labor Market Tightness?—An index that uses textual analysis of earnings calls to track labor issues appears to be highly correlated to one measure of labor market tightness.
- + The Impact of Work from Home on Interstate Migration in the U.S.—An analysis of work patterns suggests that the rise in interstate migration since 2020 has largely been the result of an increased share of people wor...
- + The Rise of Cross-Border Patenting: Trends and Implications—Excluding China, foreign patent applications have narrowed the gap with domestic patent applications, suggesting a global trend toward cross-border pa...
- + A New Center Spotlights the Work of Women Economists—Marina Azzimonti and Arantxa Jarque discuss the Richmond Fed’s new Center for Advancing Women in Economics, which is working to champion diversity in ...
- + Commercial Real Estate in Focus—The CRE market is navigating several challenges, from a looming maturity wall that means repricing at higher interest rates to a softening of market f...
- + Survey Examines Health and Education Conditions in the Eighth District’s LMI Communities—In a recent survey of LMI community stakeholders, respondents expected some improvement in education conditions but a mixed outlook for health care in...
- + Assets and Debt across Generations—This analysis examines the household wealth that baby boomers, Gen Xers and millennials each held at age 30, comparing these generations’ assets, debt...
- + The Speed of Discount Window Lending: A Look Back at 1985—The 1985 thrift crises in Ohio and Maryland show how the Fed, as a lender of last resort, took proactive steps to enhance the effectiveness of its dis...
- + Which U.S. Households Have Credit Card Debt?—Households carrying credit card balances tend to be middle income, but the ratio of credit card debt to income is highest among those who earn the lea...
- + The Broad, Continuing Rise in U.S. Credit Card Debt Delinquency—An analysis examines the continuing rise in U.S. credit card delinquency through the share of people late on their payments and the share of debt that...
- + How Nonmonetary Job Amenities Improve with Higher Education—Nonmonetary job amenities tend to improve in occupations that require higher levels of education, providing an additional reason for college enrollmen...
As of 12/27/24 11:45am. Last new 12/24/24 6:24am. Score: 343
- Next feed in category: FDIC - Weekly National Rates and Caps